This blog is written by Mr. Steven C. Schurr, Esq. and focuses on health care law matters that pertain to food and drug law, regulatory compliance, privacy rights, insurance coverage, state and federal disability coverage, patient advocacy issues, and mental health coverage and treatment.
Friday, August 20, 2010
New Illinois Insurance Plan for Those with Pre-existing Medical Conditions is Now Accepting Applications Effective August 20, 2010
To qualify for the plan you must be a U.S. Citizen, national, or legal resident, be uninsured for at least 6 months, and have a pre-existing condition.
You can establish that you have a pre-existing condition by: 1.) providing documentation from a health insurance company stating that you are ineligible for comprehensive coverage due to a medical condition; 2.) providing documentation from a health insurance company offering you health coverage with a rider that excludes coverage for your medical condition; or 3.) provide a written statement from a physician stating that you have an existing medical condition that may result in denial of comprehensive coverage by a health insurance company. The plan has provided me with a "Qualifying Pre-existing Medical Condition Certification Form" that you may provide to your doctor to certify your current health status.
You can find out more information at htt://www.insurance.illinois.gov/HealthInsurance/highriskpools.asp.
I would recommend that any interested persons apply asap because the project has limited funding.
Monday, May 24, 2010
Friday, April 9, 2010
Beginning this year, small businesses can receive tax credits to help cover the cost of employee health insurance, if they choose to do so. Eligible employers will receive credits worth up to 35% of employees' premiums.
This year, a high risk pool provides access to affordable coverage to individuals who are uninsured because of a pre-existing condition.
This year, the law begins to close the Medicare Prescription Drug "Donut Hole" by providing a $250 rebate for seniors who fall in the coverage gap.
This year, the law helps early retirees by creating a temporary re-insurance program to help offset the expensive costs of premiums for those aged 55 to 64.
Next year, seniors will have access to free preventive care under Medicare, such as annual check-ups, mammograms and colonoscopies.
Next year, seniors will receive a 50% discount on proscription drugs in the Medicare "Donut Hole."
This year, health insureres are banned from discrimination against children with pre-existing conditions.
This year, insurers are required to give parents enrolled in new plans the ability to select their child's pediatrician from among any participating provider.